RK Global Fortune Consulting offers unparalleled expertise in residency and citizenship by investment programs and works in collaboration with an international network of immigration practitioners spanning the globe
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Are you dreaming of a luxury lifestyle overseas?
The U.S. proves one of the most popular Residence by Investment (RBI) destinations, with an advanced medical industry, prestigious education system, and expansive business landscape. It represents the perfect place for many investors to expand their portfolios and raise a family.
Over 300 million people call the U.S. their home. And aside from its capital, Washington D.C., the U.S. also boasts attractive states and cities to build a life in, including New York, Florida, and Texas. The latter two of which benefit investors by charging no personal income tax.
Across the 50 United States, there are plenty of lucrative investment opportunities. As the most significant economic superpower globally, the U.S. marks the perfect place to build a new business enterprise and reap the rewards of existing ventures.
Investors across the world can reside in the U.S. by obtaining EB5 Visa.
Everything you need to know about the EB-5 Investor Visa
The EB-5 (Employment-Based Fifth Preference) Visa was introduced to investors in 1990 to boost the U.S. economy by increasing wealth and employment. Successful investors can gain a U.S. ‘green card’ in exchange for financing new or government-approved projects.
The exclusive visa grants investors and their immediate families (including unmarried children under 21) access to live, study and work in the U.S. If you successfully apply via an I-526 form, you will receive a conditional green card. At the same time, the I-829 approval process yields a full U.S. green card.
However, those who receive a conditional green card can still apply for full U.S. citizenship after five years in the country.
With only 10,000 investors granted access to the EB5 Investor Visa scheme each year, it is a highly desirable program.
Program requirements and eligibility criteria
If you’re looking to enjoy the riches on offer stateside with an EB5 Visa, you’ll need to meet various financial requirements.
Firstly, your net worth must be at least $1 million, and you’ll be required to provide proof of these funds and their sources. Funds may include salaried income, stocks and shares, bank deposits, and loans may also be accepted, granted you are solely liable for them.
Inheritance and gifted funds may also be accepted, granted you can provide evidence of the history and source of the money. However, a typical applicant is a wealthy entrepreneur.
You can also expect to invest in a new enterprise, or an existing financial opportunity approved by the U.S. government.
After you’ve qualified for an EB5 visa and taken up residence in the U.S., you will expect to continue fulfilling financial goals. For example, providing proof that your enterprise investment has created – and sustained – 10 full-time roles for U.S. workers.
Investment requirements for the EB-5 scheme
There are two different EB-5 programs available to potential suitors, each with attractive benefits:
EB-5 Direct Investments
A Direct Investment sees entrepreneurs starting a new business enterprise in the U.S., with the financial requirements changing depending on the business’ location – and whether it is in a Targeted Employment Area (TEA).
TEAs are defined as 150% of the nation’s average unemployment rate and divided into ‘rural’ and ‘non-rural’ areas. In rural TEAs, the minimum financial capital you expect to provide is $500,000, rising to $900,000 in non-rural TEAs. You are expected to contribute $1.8 million anywhere in the urban areas in the country.
Additionally, you’ll have to demonstrate that the new enterprise employs at least 10 U.S. citizens with a minimum of 35 hours of work per week.
New enterprises commonly include businesses in the hospitality industry, like restaurants and hotels, plus healthcare and other independent businesses. However, you can start an enterprise in any industry.
EB-5 Regional Centres
Alternatively, you can invest in a ‘Regional Centre’ – existing business opportunities in chosen regions and industries in the U.S. Your investment will see you become a limited partner in the project, which must be approved by the U.S. Citizenship and Immigrant Service.
Similar to Direct Investments, Regional Centres require a financial commitment of $900,000 in non-TEAs and $500,000 in rural TEA’s – prices are going to get revised soon to for rural $10,00,000 and for urban areas $1.8 million
Investing in Regional Centre projects will also require you to prove the employment of at least 10 U.S. citizens. However, investors in Regional Centres often benefit from indirect job creation, meaning you may not have to hire ten workers directly.
Price change w.e.f from March 15th 2022.
Rural or Targeted Employment Area ( TEA’s ) – USD 8,00,000.
Non TEA and other areas – USD 1,050,000.
The investor benefits of the EB-5 Visa program
Enjoy various benefits with an EB5 Investor Visa, including:
Additional Benefits of the EB-5 scheme
In addition to the exclusive benefits, you’ll receive as a holder of an EB-5 Investor Visa, there are also plenty of advantages for the U.S., including:
Additional considerations before applying for an EB-5 Visa
What do I need to apply for an EB-5 Visa?
Before you can enjoy the benefits of an EB5 Visa, you’ll need to complete an application process, which includes a detailed form and providing financial and legal records. You’ll need to complete either an I-526, I-829, I-485, or DS 160 form and provide additional documents, including proof of personal financial and business records, international passports, birth certificates, and more. If your application is successful, you’ll be invited to attend a final interview at your local U.S. embassy and will also have to complete a medical exam
How long will it take to receive my EB-5 Visa?
The EB5 Visa application process will take around 13-months because of the demand for the prestigious scheme and the background checks accompanying such high-value investments. However, this timeframe will depend on your country's type of application. For example, some countries have lower admission caps than others, delaying clearance. Similarly, some forms may take longer than others to process due to relevant background checks. For example, I-526 conditions are often delayed due to the number of applicants.
What happens if your application gets denied?
In the unfortunate circumstance that your application is denied, you may be able to appeal the decision. This occasionally occurs due to incomplete forms, missing documents, and lack of, or untraceable, funds. If you believe your application has been unfairly denied, you may be able to file a motion to reopen the application or for it to be reconsidered. Alternatively, you may be able to appeal your case to the USCIS Administrative Appeals Office. Contact us today if you would like to learn more about the EB-5 Investor Visa and how R.K. Global Fortune Consulting can support you in your application to give you the most excellent chance of success.
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